Business Overdraft Options

The traditional bank overdraft is one of the most well recognised form of business credit, although is often incorrectly regarded as a ‘business bank specific’ solution, only available from your current day-to-day banker.

There are many high-quality lenders supporting overdraft-type facilities on very accommodative terms and cost-effective rates

Bank overdraft facilities can sometimes be difficult to adjust, and generally limited forms of business funding support. Thankfully, there are now many alternate forms of overdraft type options, available from a fleet of large lending institutions.

These lending institutions, including the bigger Australian banks and smaller industry specific funds provide Australian businesses with a range of competitive options for overdraft type solutions.

Debt Structuring & Advisor Options

Often, businesses large and small find themselves with a legacy loan product which once served the business well, but is no longer the best fit.

As business owners, boards and management continue to navigate ever-changing business environments, the large range of debt structuring and advisory options are sometimes poorly understood, meaning opportunities for safe, prudent and well managed debt-funded growth are missed.

Debt restructuring can allow a business to realise free cashflow more easily, renegotiate lines of credit, access liquidity from balance sheet positions and much more. Park Financial provides clients with a team of professionals who understand business, and how to best achieve structured solutions with the right lenders as part of a broader business improvement view.

Invoice Funding, Factoring & Cashflow Options

The lifeblood of all business is cashflow. As all business-people well understand, the most critical element to maintaining and growing a business is the ability to realise healthy and sustainable cashflows.

Many business operators, large and small understand the importance of cashflow, and all too often, the lack of understanding of available financing options means opportunities go missed or business find themselves mired in contract obligations that demand cashflow that isn’t readily available.

The team at Park Financial are business people first, and have an in depth understanding of how Invoice funding, factoring and debtor financing products can assist a businesses growth and prudent management. Cost effective funding solutions for all businesses are readily available, including construction, infrastructure, administrative and service focussed businesses.

Park Financial has an in depth understanding of how to best allocate your business requirements to the very best lending partner, based on their expertise, specialisation and professionalism.

Capital, Advisory & Deal-broking

With over 20 years experience in a range of capital intensive, broad industry, the executive team at Park Financial has a deep understanding of the importance that advisory insight, funding and structuring advice can deliver.

As business people, and company founders first and foremost, Park Financial has developed a team of highly experienced advisors, banking specialists, legal experts and industry professionals that can be engaged for specialist projects requiring detailed attention and execution.

Contact Park Financial about your plans, opportunities and challenges and learn how the Capital, Advisory and Deal-broking service can help your business now, and into the future.